Associate Prof. Dr. Shamzaeffa bt. Samsudin
School of Economics, Finance and Banking
shamzaeffa@uum.edu.my
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Norzilah Bt Aziz
School of Economics, Finance and Banking
zilah834@uum.edu.my
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Associate Prof. Dr. Mohd Akram Bin Dato' Dahaman @ Dahlan
School of Languages, Civilisation and Philosophy
akram@uum.edu.my
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