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Mohd. Fahmi bin Mohd. Yusof
School of Economics, Finance and Banking
fahmi@uum.edu.my
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Associate Prof. Dr. Zarifah Bt Abdullah
Tunku Puteri Intan Safinaz School of Accountancy
zarifah@uum.edu.my
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Dr. Teoh Ai Hua
School of Applied Psychology, Social Work and Policy
teoh@uum.edu.my
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