RESEARCHER INFO
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Dr. Siti Latipah Binti Harun
UUM College of Business
Perniagaan Islam
sitilatipah@uum.edu.my
049286696
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RESEARCH PROFILE

Scopus Publons ORCiD Research Gate Google Scholar

ACADEMIC QUALIFICATION

12020, PhD Perbankan dan Kewangan Islam, UUM, Universiti Utara Malaysia
22010, Masters Sains Kuantitatif, UITM, Universiti Teknologi MARA
32008, Bachelor Degree Matematik Pengurusan, , Universiti Teknologi MARA
42003, SPM/MCE Sains, SEK MENENGAH, Lain-lain

AWARD

RECOGNITION

1 AHLI JAWATANKUASA,Moderator,Antarabangsa,2022
2 AHLI JAWATANKUASA,Moderator,Antarabangsa,2022
3 AKADEMIK,Presenter,Antarabangsa,2022
4 AHLI JAWATANKUASA,Moderator,Antarabangsa,2022
5 FASILITATOR,Moderator,Universiti,2021
6 PANEL PENILAI,PANEL PENILAI APEL,Universiti,2026
7 PANEL PENILAI,reviewer,Universiti,2022
8 PENGURUS PROGRAM,PENGERUSI PROGRAM,Universiti,2025
9 SUBJECT MATTER EXPERT (SME),PENILAI SOALAN PEPERIKSAAN,Universiti,2025
10 PENGURUS PROGRAM,PENGERUSI PROGRAM,Universiti,2025
11 PENCERAMAH, ,Universiti,2023
12 FASILITATOR,Chairman,Pusat Pengajian/Jabatan,2021
13 EXAMINER OF VIVA, ,Pusat Pengajian/Jabatan,2024
14 AHLI JAWATANKUASA,AJK,Pusat Pengajian/Jabatan,2022
15 AHLI JAWATANKUASA,AJK,Pusat Pengajian/Jabatan,2023
16 PENGERUSI SESI VIVA,PENGERUSI VIVA,Pusat Pengajian/Jabatan,2025

AREA OF EXPERTISE

Islamic Banking
Other Islamic Finance N.E.C.
Islamic Risk Management

RESEARCH AREA

Islamic Property Financing
Islamic Banking And Finance
Islamic Social Finance

OVERVIEW
I am a lecturer specializing in Islamic finance and banking. My primary interests lie in financial and banking products, property financing, and investment. Professional Experience I have been involved with the Arrahnu Professional Program for nearly a year through a collaboration between Universiti Utara Malaysia (UUM) and Permodalan Kelantan Berhad. This experience has enriched my understanding of Islamic financial practices. Research and Conferences I actively participate in various conferences where I present ideas related to my research areas, contributing to the academic discourse in Islamic finance and banking.
PUBLICATION CHART
LIST OF PUBLICATION
Dr. Nor Syahidah Binti Ishak, Dr. Siti Hajar Salwa Binti Ahmad Musadik, Dr. Noraini Binti Yusuff, Dr. Siti Latipah Binti Harun, Dr. Nor Aina Binti Mhd Khotib, (2026). PENERIMAAN AR-RAHNU SEBAGAI ALTERNATIF PATUH SYARIAH: KAJIAN EMPIRIKAL DALAM KALANGAN WARGA FELDA KUBANG PASU KEDAH, MALAYSIA. International Journal of Islamic Business, 11(1), 1 - 13.
Dr. Wahidah Bt. Shari, Dr. Siti Latipah Binti Harun, Prof. Madya Dr. Norazlina Binti Abd. Wahab, Dr. Noraziah Binti Che Arshad, (2024). PREDICTING INTENTION TO PURSUE ISLAMIC FINANCIAL PLANNER (IFP) PROFESSIONAL CERTIFICATE AMONG ISLAMIC BUSINESS SCHOOL GRADUATES. AL QASIMIA UNIVERSITY JOURNAL OF ISLAMIC ECONOMICS, 4(2), 145 - 175.
Dr. Noraini Binti Yusuff, Fuadah Johari, Dr. Nor Syahidah Binti Ishak, Hanim Misbah, Dr. Siti Latipah Binti Harun, Nurul Adilah Hasbullah, Dr. Siti Hajar Salwa Binti Ahmad Musadik, Azuan Ahmad, (2024). Unveiling the Determinant factors effecting the willingness to share waqf information among Malaysians. Global Business and Management Research: An International Journal, 16(3), 535 - 558.
Fuadah Johari, Dr. Noraini Binti Yusuff, Dr. Nor Syahidah Binti Ishak, Hanim Misbah, Dr. Siti Latipah Binti Harun, Nurul Adilah Hasbullah, Dr. Siti Hajar Salwa Binti Ahmad Musadik, (2024). Revitalising Waqf Institutions Through a Co-Creation Ecosystem of Public Engagement. Global Business and Management Research: An International Journal, 16(3), 514 - 534.
Dr. Noraini Binti Yusuff, Associate Prof. Dr. Fuadah Binti Johari, Dr. Nor Syahidah Binti Ishak, Dr Hanim Binti Misbah, Dr. Siti Latipah Binti Harun, Dr. Nurul Adilah Binti Hasbullah, Dr. Siti Hajar Salwa Binti Ahmad Musadik, Dr. Azuan Ahmad, (2023). EXAMINING THE VALIDITY OF CONSTRUCTS THAT MEASURE THE WILLINGNESS TO SHARE WAQF INFORMATION: AN EXPLORATORY FACTOR ANALYSIS. “Sustainable Development through Innovative Economic Transformation”, 10(), 918 - 929.
Prof. Dr. Rosylin Binti Mohd Yusof, Prof. Madya Dr. Zaemah Bt. Zainuddin, Hafirda Akma Bt Musaddad, Dr. Siti Latipah Binti Harun, Dr. Mohd Aamir Adeeb Bin Abdul Rahim, (2025). Democratizing Islamic home financing and reimagining fractional homeownership model: a conceptual framework via big data and blockchain technology. Journal of Islamic Accounting and Business Research, 16(2), 273 - 304.
Dr. Nurul Huda Binti Abdul Majid, Fazlin Hana Binti Husain - (Matric No: 906221), Prof. Dr. Rosylin Binti Mohd Yusof, Dr. Siti Latipah Binti Harun, (2022). CHARTING FUTURE RESILIENT SUKUK MARKET IN MALAYSIA: WHAT CAN BE LEARNED FROM MACROECONOMIC DETERMINANTS OF SUKUK ISSUANCE?. AL QASIMIA UNIVERSITY JOURNAL OF ISLAMIC ECONOMICS, 2(1), 281 - 312.
Dr. Siti Latipah Binti Harun, Prof. Dr. Rosylin Binti Mohd Yusof, Prof. Madya Dr. Norazlina Binti Abd. Wahab, Dr. Sirajo Aliyu, (2024). INTEREST RATES AND ISLAMIC COMMERCIAL PROPERTY FINANCING: CAN THERE BE A POSSIBLE SOLUTION?. Journal of Islamic Accounting and Business Research, 15(6), 942 - 957.
Dr. Nor Syahidah Binti Ishak, Dr. Siti Hajar Salwa Binti Ahmad Musadik, Dr. Noraini Binti Yusuff, Dr. Siti Latipah Binti Harun, Noriza Binti Abd Aziz, (2021). Implikasi Subseksyen 44(11d) Akta Penolakan Cukai Ke atas Tadbir Urus Wakaf di Universiti Awam Malaysia. Proceeding 2nd Kedah International Zakat Conference 2021 (i-KEIZAC 2021), 1(1), 447 - 453.
Dr. Siti Latipah Binti Harun, Prof. Madya Dr. Norazlina Binti Abd. Wahab, Prof. Dr. Rosylin Binti Mohd Yusof, (2018). Islamic Financial Institutions and Real Estate Cycle: A Review. Indian Pacific Journal of Accounting and Finance, 2(3), 16 - 23.
Dr. Siti Latipah Binti Harun, Prof. Dr. Rosylin Binti Mohd Yusof, Prof. Madya Dr. Norazlina Binti Abd. Wahab, (2017). A CRITICAL REVIEW OF COMMERCIAL PROPERTY FINANCING: THE POTENTIAL OF ISLAMIC FINANCING . International Journal of Islamic Business , 2(2), 38 - 63.
Prof. Madya Dr. Selamah Binti Maamor, Dr. Mohd Sollehudin Bin Shuib, Dr. Siti Latipah Binti Harun, (2016). Accessibility of Low Income Earners to Home Financing: A Case Study in Kedah. International Journal of Economics and Financial Issues , 6(S7), 279 - 282.
Dr. Siti Latipah Binti Harun, Zati Aqmar Zaharudin, Herniza Md Tahir, (2012). MEASURING EFFICIENCY OF REAL ESTATE INVESTMENT TRUST USING DATA ENVELOPMENT ANALYSIS APPROACH. Kajian Mengenai Hubungan Antara Usahawan Wanita dan Bank Muamalat Malaysia Berhad, 1(1), 1 - 10.
RESEARCH PIE
LIST OF RESEARCH
AR RAHNU CUSTOMER SEGMENTATION USING RFM ANALYSIS AND CLUSTERING METHODS FOR IMPROVED BUSINESS STRATEGY (2025), Member/Next Appointed Leader, Universiti
DEVELOPING A FRAMEWORK OF ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG) INSPECTION FOR SMALL AND MEDIUM ENTREPRENEURS (SMEs) IN MALAYSIA (2024), Member, Kpt
PROJEK PERINTIS DANA SOSIAL TAKAFUL DALAM MEMPERKASAKAN USAHAWAN SME (2023), Leader, Industri
KAJIAN MODEL KESUKARELAWANAN DALAM MEMPERKUKUHKAN STRUKTUR ORGANISASI SOCIAL TAKAFUL FUND (STF) (2023), Member, Industri
SPECIAL MEDICAL TAKAFUL AWARENESS AMONG PARENTS WITH DISABLED CHILDREN (PILOT STUDY:FWD-WE CARE) (2023), Member, Industri
DETERMINANT FACTORS AFFECTING THE WILLINGNESS TO SHARE INFORMATION AMONG STAKEHOLDERS IN ENHANCING WAQF CO- CREATION ECO-SYSTEM IN MALAYSIA (2022), Member, Universiti
KAJIAN PENERIMAAN MASYARAKAT FELDA TERHADAP PAJAK GADAI ISLAM (AR RAHNU) (2022), Member, Industri
KESAN PANDEMIK COVID-19 KE ATAS USAHAWAN ASNAF DAN IDEA BAHARU MENJANA SEMULA EKONOMI: KAJIAN KES NEGERI KEDAH (2022), Member, Kementerian/agensi lain
EXPLORING THE PERCEPTIONS OF GRADUATES ISLAMIC FINANCIAL PLANNER (IFP) PROFESSIONAL CERTIFICATES UNDER UUM ISLAMIC BUSINESS SCHOOL (IBS) AND ISLAMIC BANKING AND FINANCE INSTITUTE (IBFIM) (2022), Member, Universiti
Developing an Enhanced Maqasid Shariah Index in Measuring the Performance of Zakat Institutions (2021), Leader, Kementerian/agensi lain
CONSULTATION
Year Title Membership Funder Level Status
2023 Program komuniti keluarga angkat Member National Completed
INTELLECTUAL PROPERTIES
Year Reference No IP Type Title of Inventor (Principal Inventor/Member) Status of IP
2023 20220206 Copyright BOARD M-FINLIT - ( MEMBER ) FILED
UNDERGRADUATE
Course Code Course Name
BWSX4908 Practicum
BIFCJ2013 Islamic financial system
EEP1032 Personal development and character building
BIFCK3013 Islamic investment
BWSX4908 Practicum
BIFEK2053 Credit analysis and financing
BIFS2013 Islamic financial system
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BIFCJ2013 Islamic financial system
BWFS3013 Islamic investment
BWSX4908 Practicum
EEP2032 Living in the multi-cultural society
BWSX4908 Practicum
BWSX4908 Practicum
BIFS2013 Islamic financial system
BIFS2013 Islamic financial system
BIFS2013 Islamic financial system
BIFS2053 Credit analysis and financing
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BWSX4908 Practicum
BIFS2013 Islamic financial system
BWSX4908 Practicum
BIFS2013 Islamic financial system
EEP1032 Personal development and character building
BIES1013 Principles of islamic economics
BIFEK2053 Credit analysis and financing
BIFEK2053 Credit analysis and financing
BWSX4908 Practicum
BWSX4908 Practicum
EEP2032 Living in the multi-cultural society
BWBS2013 Islamic bank operations
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BWFS2023 Islamic financial management
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BIFS2013 Islamic financial system
BWFS3013 Islamic investment
BIFCK3013 Islamic investment
BIFEK2053 Credit analysis and financing
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BWSX4908 Practicum
BWBS3043 Islamic banking management
BWBS3043 Islamic banking management
BWSX4908 Practicum
BIFXK4958 Industrial training
BIFCJ2013 Islamic financial system
POSTGRADUATE
Course Code Course Name
SUPERVISION
Matric Name Status Title
833428 AAN DIANA Completed THE INFLUENCE OF MUZAKKI LOYALTY, EQUITABLE ZAKAT DISTRIBUTION AND AMIL COMPETENCY ON THE INCREASE IN THE NUMBER OF MUZAKKI AT LEMBAGA ZAKAT NEGERI KEDAH
904396 SISILIA MARSEILA BINTI TASMAN Not Active Debt Recovery for Fintech Financing, Case of Malaysia and Indonesia
907303 DLIR ABDULLAH AHMED Active Barriers to standardize and internationalize Islamic banking products and services.
 
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